Investment Insights

Why Tax-Loss Harvesting Isn’t Just for the Wealthy—And How It Can Work for You

Let’s talk about one of the most underused tax strategies in personal finance—tax-loss harvesting. Yes, I know. The name alone sounds like something a high-net-worth client talks about with their CPA in a wood-paneled office while sipping coffee from a tiny porcelain cup. But here's the real deal: tax-loss harvesting isn’t just for the wealthy, and you don’t need a financial advisor on retainer to benefit from it.